- Implicit Client Sorting and Bonus Malus Contracts, by Francisco J. Vazquez (C. U. Francisco Vitoria & Universidad Autónoma de Madrid) and Richard Watt (Universidad Autónoma de Madrid).
- Liability Insurance Crisis, by Richard D. MacMinn (The University of Texas), Gene Lai (University of Rhode Island), Robert Witt (The University of Texas), and Hung-Gay Fung, University of Baltimore.
- Changes in Background Risk and the Demand for Insurance, by Donald J. Meyer (Western Michigan University) and Jack Meyer (Michigan State University).
- The Capital Structure of Insurers: Theory and Evidence, by Dajiang Guo (Centre Reinsurance Companies) and Ralph Winter (University of Toronto)
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